• Very Minimal Documentation

  • No Restrictions on Funds

  • No Collateral Requirement

  • No Credit Requirement

  • All Credit Scores Accepted

  • Get Funds Within Hours

  • More Flexibility

  • ​We Fund All Industries

  • We Fund All U.S. States

  • We Fund Non U.S. Citizens

  • We Fund All U.S. Territories

To apply for funding, use the Business Funding Application Form below. Unsecured business funding requires no collateral and is strictly based on the cash flow of the business. Secured business funding requires real estate collateral and has a better rate and term than unsecured business funding.

  • No Strings Attached

  • No Hard Credit Pulls

  • Improves Business Credit

  • Does Not Affect Personal Credit

  • Use For Down Payment(s)

  • Use To Buy Another Business

  • ​Quick Decisions

  • ​Fast Underwriting

  • One Page Application

  • 3 Months Business Bank Statements

  • Offer(s) Based on Business Deposits

​About Us

MM5 is a private equity fintech company. MM5 uses the IoT to provide creative and flexible working capital solutions to small to medium-sized businesses "SMBs". We take a unique holistic approach to delivering our B2B services. Our solutions are creative, our team is full of energy and our goal is to help SMBs and partners succeed. If you're interested in our financing products or debt advisory services. Fill out the appointment form below to schedule a meeting with one of our corporate loan officers and someone will contact you at the time you select for your appointment below.

Business Funding Appointment Form

Fields with * must be completed before you can submit this form.

By filling in your details above and clicking Submit. You hereby authorize MM5 and its representatives and agents to make calls and send messages, including from an automatic telephone dialing system, or artificial or pre-recorded voice, for the purpose of advertising or telemarketing our business financial products and services to the telephone number entered above. You hereby agree that this permission also applies if your phone number is currently on a state, federal, or corporate Do-Not-Call registry. You acknowledge that you're under no obligation to sign any agreement (directly or indirectly) or enter into any business funding or credit or business loan agreement as a condition of verifying your business credit and financing capabilities. We only do soft credit checks. Therefore, checking your business funding options will not affect your credit scores. Depending on your company's credit and financial terms and other characteristics of your company and the loan, your business loan may be provided by a partner in the MM5 family of companies or by a bank. Your loan agreement identifies the final funding conduit before you sign. Secured and unsecured business funding and credit and term loan products and services are all subject to final approval.

MM5 provides a quick and easy way to obtain unsecured working capital for your business. In 2021, MM5 originated and funded over $35,000,000 in small business loans. We know the importance of obtaining working capital in emergency situations. Going to the bank can leave business owners even more frustrated. Banks approve loans when you don't really need them, leaving businesses like yours stuck. Banks simply do not have the ability, or capacity, to provide unsecured short-term working capital to businesses on short notice when businesses need emergency capital. This is where we fill the gap. We help businesses as old as 3 months get unsecured working capital in hours. Our offers are based on your company's monthly gross deposits. We calculate the average of your deposits for the last 3 months (12 months if seasonal) and we buy 100% to 150% of this amount at a discounted rate. We do this within hours of receiving your submission. Thanks to our partners, MM5 has a purchasing power of more than $850,000,000 per month. Instead of selling ownership in your business to an investor who will complicate your life, sell us part of your business future revenue and get the unsecured working capital you need with minimal documentation and without the hassle in hours.

​​​Why Choose Merchant Cash Advance​?

M M 5

Imagine New Possibilities

  • Over 1,500 Funding Products
  • Best Customer Service
  • We Fund Nationwide
  • ​All Industries Serviced
  • Same Day Fund Offers
  • Access Funds Fast